Insurance type No	Insurance type name	Insurance liability No	Coverage	Insured Sum	Premium
Y001	Ping An Additional  Accidental Injury Insurance	YA01	Accidental death	RMB225000	600 yuan / person / Year or 50 yuan/ Person/ month
J007	Ping An Disease Death Insurance	JB01	Disease-caused Death Insurance	RMB225000
Y001	Ping An Additional  Accidental Injury Insurance	YA01	Accidental disability	RMB200000
J003	Ping An Accessory Accidental Medical Insurance	JA17	Accidental hospitalization and  outpatient service	RMB 20000
J046	Ping An Hospitalization Allowance Insurance	JD01	Accident and illness hospitalization allowance	RMB 36000
J557	Ping An Supplementary In-patient Medical Insurance	JA15	Accident and illness hospitalization	RMB 400000
Y003	Ping An Traffic Accidental Death/Disability Insurance	YA08	Aircraft accidental death and disability	RMB 200000
		YA09	Train accident death and disability	RMB 100000
		YA10	Accidental death and disability Of Steamboat	RMB 100000
		YA11	Automobile accident death and disability	RMB 50000
J508	Ping An Accessory Out-patient Medical Insurance	JA16	Accident and disease outpatient service	RMB 20000

            Special attention：

1. This plan is only for foreign Students and teachers to China.

2. In-patient Medical Insurance：During the valid term of the contract, when the insured who has not joined in the  social insurance suffers from an accident or disease and must receive in-patient treatment upon the advice of hospital, the insurer shall pay in-patient medical benefits by the rate of 100% upon the reasonable accommodation fee, reasonable operation fee and reasonable medical expenses which happened during the in-patient term (fees all at the person’s own expenses excluded; including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance).

3. Our company is responsible for the insurance liability caused by accidents, diseases and complications of the continuous insured(or providing records of previous insurance policies can also be regarded as continuous insurance) after the first insurance, but the accidents, diseases and complications that have occurred before the first insurance are excluded.

4. Accidental Medical Insurance：During the insurance term, in case the insured suffers from an accident and receives medical treatment within 180 days after the accident, the insurer shall indemnify the reasonable medical expenses by 100% upon the reasonable medical expenses (fees all at the person’s own expenses excluded; including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance).

5. The accumulative accidental insurance sum for the minor whose age is under 10 years old can not exceed RMB200000. The accumulative accidental insurance sum for the minor whose age is 10-18 years old can not exceed RMB500000.

6. Disability Benefit Percentage Table

Disability Level	Level I	Level II	Level III	Level IV	Level V	Level VI	Level VII	Level VIII	Level IX	Level X
Benefit Percentage	100%	75%	50%	30%	20%	15%	10%	3%	2%	1%

8. The insurance adds an additional designated hospital: Taikang Xianlin Gulou Hospital except except Notice for Medical Insurance Claim Procedure for Self-sponsored Int’l Students.

9. There is no deductible excess for accident and illness hospitalization allowance, There is no waiting period for health insurance.

10. Disease clinic：RMB20000（including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance），Annual exemption RMB650,Indemnity limit RMB 600 each time, 85% indemnity.

11. No other Special attention.